Life insurance companies will normally place you in a risk category to determine just how much you ought to fund your premium. The categories are dependant on your overall health and your lifestyle, including whether you smoke.

President Obama’s economic policies are “destroying the black community,” Rep. Allen West (R-Fla.) said Friday afternoon. In a message on his Facebook page, West wrote : As a Member of the Congressional Black Caucus and the House Small Business Committee, I am seriously concerned with the 13 percent unemployment number for Black Americans. The failed economic policies of President Obama are …